Accounts
Build business credit using your company’s EIN
Pay no interest with a 0% interest rate business credit builder account
Pay no interest with a 0% interest rate business credit builder account
Account Options
CR Business accounts report up to a $50,000 installment account to major business credit bureaus using your company’s EIN.
Select the amount of credit, savings, and length of payment history you want to build
Step 1: – Select amount of credit to build
Step 2: – Select the plan that’s best for you
| Monthly Payment | $100 | $200 |
|---|---|---|
| Credit Built | $5,000 | $5,000 |
| Account Term | 50 Months | 25 Months |
| One-Time Fee | $349 | $349 |
| Interest Rate | 0.00% | 0.00% |
| Total Cost | $349 | $349 |
| Total Monthly Payments | $5,000 | $5,000 |
| Savings Built | $5,000 | $5,000 |
| Interest Paid | 0% | 0% |
| Payment History Reported | 50 Payments | 25 Payments |
| Monthly Payment | $200 | $400 |
|---|---|---|
| Credit Built | $10,000 | $10,000 |
| Account Term | 50 Months | 25 Months |
| One-Time Fee | $549 | $549 |
| Interest Rate | 0.00% | 0.00% |
| Total Cost | $549 | $549 |
| Total Monthly Payments | $10,000 | $10,000 |
| Savings Built | $10,000 | $10,000 |
| Interest Paid | 0% | 0% |
| Payment History Reported | 50 Payments | 25 Payments |
| Monthly Payment | $500 | $1,000 |
|---|---|---|
| Credit Built | $25,000 | $25,000 |
| Account Term | 50 Months | 25 Months |
| One-Time Fee | $749 | $749 |
| Interest Rate | 0.00% | 0.00% |
| Total Cost | $749 | $749 |
| Total Monthly Payments | $25,000 | $25,000 |
| Savings Built | $25,000 | $25,000 |
| Interest Paid | 0% | 0% |
| Payment History Reported | 50 Payments | 25 Payments |
| Monthly Payment | $1,000 | $2,200 |
|---|---|---|
| Credit Built | $50,000 | $50,000 |
| Account Term | 50 Months | 25 Months |
| One-Time Fee | $999 | $999 |
| Interest Rate | 0.00% | 0.00% |
| Total Cost | $999 | $999 |
| Total Monthly Payments | $50,000 | $50,000 |
| Savings Built | $50,000 | $50,000 |
| Interest Paid | 0% | 0% |
| Payment History Reported | 50 Payments | 25 Payments |
Build Credit. Build Savings. Pay NO interest.
CR Business credit builder accounts include 0% interest-free commercial credit builder installment loans.
Build Credit
1. Establish a credit profile for your company
2. Build $5,000 to $50,000 of bank installment loan credit
3. Build 25 to 50 months of payment history
4. Account and payment history is reported as a bank financial tradeline
5. Account is reported to major business credit bureaus, including Experian, Equifax, PayNet, and SBFE
Build Savings
1. 100% of every monthly payment you make builds savings/cash reserves for your company
2. Create a rainy-day fund or save up for a large down payment while you build credit
3. Credit builder loan proceeds and savings are locked until the account is paid-in-full or closed
4. When you complete or close your account, your savings unlock
Pay NO interest
Every CR Business credit builder account includes a 0% interest rate credit builder loan
Account can be closed or cancelled at any time for any reason with no fee or penalty
It’s critical to keep your business credit separate from your personal credit
Some business lenders require a personal credit score, some require a business credit score, and some require both.
Build business credit for your company with its EIN for any of the following entity types:
- LLC
- S-Corp
- C-Corp
- General partnership
If you are a Sole Proprietor, you can build a large amount of personal credit for business purposes with Impressiv from Credit Renu.
Build from $2,000 up to $30,000 of personal credit starting at just $30/mo.
CR Business is the easy and reliable way to establish and build a large financial tradeline for your company
There are two types of business credit. It is likely that your company needs both:
1. Financial tradelines
2. Vendor tradelines