Privacy Policy
Revised February 2023
WHAT DOES AUSTIN CAPITAL BANK SSB DO WITH YOUR PERSONAL INFORMATION?
Why?
| Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and Payment History
- Account balances and Transaction history
- Credit history and Overdraft history
When you are no longer a customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Austin Capital Bank SSB chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does Credit Strong, a division of Austin Capital Bank SSB share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes- to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | No | We don’t share |
| For our affiliates’ everyday business purposes – information about your transactions and experiences | No | We don’t share |
| For our affiliates’ everyday business purposes- information about your creditworthiness | No | We don’t share |
| For nonaffiliates to market to you | No | We don’t share |
Questions? Call 512-693-3600 or go to www.austincapitalbank.com/contact-us.html/
Who we are
Who is providing this notice?
Austin Capital Bank SSB
What we do
How does Austin Capital Bank SSB protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secure files and buildings.
How does Austin Capital Bank SSB collect my personal information?
We collect your personal information, for example, when you
• Open an account or Use your credit or debit card
• Pay your bills or Apply for a loan
• Make deposits or withdrawals from your account
We also collect your personal information from other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes – information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.